Insurance

Consider buying at Best Buy waiting in line before the new laptop. How are you feel the "outer-body experience" the joy and wonder. You were penniless in 5 months! They are actually a brand new unopened box holding in your hands! You can hardly expect to take home, boot up on him and play with him. Comment on scream of happiness through adolescence cashier, who asked carelessly: "Do you want to cancel the Protection Plan for this laptop? It is $ 199." Hundred Ninety Nine dollars! This is how 35% of the total cost of $ 799! Wow. Is it worth it? I've asked these questions again and again, over the past 10 years. Ah - the Protection Plan. Each cell has a major bestseller. Best Buy, Fry it, Staples, Radio Shack, on and on. When you're in the middle of buying any type of sales person throws one or another reason to buy its planes. Is it worth it?

In short: I would stay away from any kind of protection plan. I have never had a plan for every laptop I've ever bought bought. I think I've found that it is never worth the money. 5 years ago on Black Friday 2005, I bought a Toshiba laptop for $ 350 without a plan to protect. 5 years later, the machine is still kicking about (the battery lasts only 30 minutes!). I never did plan. I'm glad I never bought one!

I only have a few quick "Google research" and discovered the same things I have always suspected:

1st Electronic Business, make more money on extended service plans than any other product. Most people are not aware that companies only make 10% profit from electronics such as laptops and PCs. You have one, that this loss of plans to protect and overpriced accessories! Come on, Best Buy charges $ 39 for a USB cable? You can get at Walmart for $ 7 or $ 3 on eBay!

2nd The plans are often contracted out to companies with very poor customer service. I have read that Best Buy is notorious for not securing the conditions for the protection of the plan, and it is extremely difficult, although the work done. It's not worth it.

3rd You have to wait longer than 6 weeks for the faulty hardware to be replaced. Waiting as long as it is not worth saving $ 150 or $ 200! You do not have to wait for poor customer service! Forget it!

4th You often for something that you never. Why pay for a service you'll probably never need? It seems like throwing good money after bad! Put your money to spend on me!

5th Odds are you sure you laptop in 2 or 3 years after the purchase is not. My experience has taught me that they do not generally take 4 to 7 years ago. Ever heard of a self-prophecy? Since you feel even slightly, your system could not have higher rates that they actually fail! Bad Vibes.

The bottom line is that plans to protect are not worth the money you would spend. Save $ 199 to be happy for your next notebook (2013) and.